Simple, Transparent & Responsible Digital Lending.
Kaynet Financial Services Private Limited is an RBI-registered Non-Banking Financial Company (NBFC). Through our premier digital lending app, Taplend, we provide instant personal loans up to ₹2,00,000 directly to your verified bank account with 100% upfront clarity, zero advance fees, and strict regulatory governance.
Emergency liquidity for working India — in minutes, not days.
Kaynet Financial Services built Taplend to solve a simple, pressing problem: salaried professionals facing a medical bill, a rent gap or an urgent expense had no fast, fair and transparent way to borrow. Taplend combines Kaynet’s underwriting engine with a thoughtfully simple app — so credit arrives when it matters, on terms borrowers can fully understand.
See exactly what a Taplend loan costs — before you apply.
No teaser rates, no hidden charges. Every fee in this simulator is the same fee you will see in your Key Fact Statement.
Repayable over 128 days across 8 installments of ₹7,050.00
Our core NBFC commitments to every borrower.
As an RBI-registered NBFC, Kaynet Financial Services adheres strictly to regulatory standards, consumer protection norms, and transparent lending practices.
100% Direct Bank Account Disbursal
Loans are disbursed directly from Kaynet’s verified bank account into your personal savings account. Repayments are accepted only via official payment links or dedicated company accounts — never to personal accounts or unverified UPI IDs.
Standardised Key Fact Statement (KFS)
Before you sign any loan agreement, you receive a clear, standardised Key Fact Statement disclosing the exact loan amount, interest rate, annual percentage rate (APR), processing fees, and net disbursal amount upfront.
Zero Advance Fees
Kaynet never asks for any processing deposit, file charge, insurance fee, or advance money before loan approval.
Borrower Privacy
We collect only information strictly necessary for credit appraisal with explicit consent. We never access your contacts or photos.
Fair Practices Code
Courteous communication, zero harassment in recovery, and dedicated grievance redressal with a published escalation matrix.
Trusted by working Indians, one honest loan at a time.
“I needed ₹50,000 urgently for a medical emergency. Taplend approved the loan in minutes and money was disbursed straight to my bank account. 100% digital process!”
“After seeing so many loan app scams, I was hesitant. But Taplend's RBI registration gave me complete confidence. No hidden fees, clear processing fee.”
“Used Taplend to cover my semester fees. The installment plan was very manageable and disbursal happened in under 5 minutes right after video KYC!”
“Super fast disbursal! Applied online using just my PAN and Aadhaar. Got ₹80,000 credited within minutes with clear breakdown of charges.”
“Needed quick funds for home repairs. The calculator showed exact repayment details upfront. Highly recommend Taplend to everyone!”
“Transparent schedule of charges and easy installment tenure options. Great customer support team that resolved my queries immediately.”
Answers for borrowers, partners and regulators.
Straightforward answers about Kaynet Financial Services, Taplend, our lending policies and regulatory compliance.
Yes. Kaynet Financial Services Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, bearing RBI Certificate of Registration No. N-13.01903 and Corporate Identification Number (CIN) U65921PN2007PTC130765. You can verify our status on the RBI's public list of registered NBFCs.
Instant personal loans powered by an RBI-registered NBFC.
Download Taplend on Google Play for transparent, paperless personal loans up to ₹2,00,000 disbursed directly into your bank account. Corporate Office: 4800-24 Second Floor, Bharat Ram Road, Daryaganj, Darya Ganj, Central Delhi, New Delhi, Delhi – 110002, India.